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Urban Company Limited (URBANCO) fair value: what the stock is really worth

As of Nov 9, 2026: fair value (intrinsic value) of Urban Company Limited stock ₹99.26, price ₹159, that is 37.6% below the price, quality 35 out of 100. Rating: strongly overvalued. The value is an estimate: none of our valuation models currently carries, it draws on revenue and assets compared with similar companies. Updated daily.

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UC Urban Company Limited logo Thin data Nov 10, 2026

Urban Company Limited

URBANCO · NSE
Very expensive, weak quality

Our calculation puts a fair price 38% below what the stock costs today.

Revenue last quarter +41% vs. a year ago.
Expensive Growth (revenue 3y +34.7 %/yr in INR)
Fair value ₹99.26 · Strongly overvalued
Quality 35/100
Loss-making · -24.4% net margin (TTM)
Negative free cash flow
Trails peers (1/9)
Narrow moat 12/100 · thin data
Thin data
Estimate
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What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

₹186.73 ₹103.03 Fair Value ₹99.26 Sep 2025 Nov 2026

White line = price, green steps = our fair value per fiscal year. As of Nov 10, 2026.

How to read this chart

14‑month range ₹103.03 – ₹186.73 · fair‑value band ₹74.45 – ₹124.08 · the ₹159.11 price screens above the ₹99.26 fair value. As of Nov 10, 2026.

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Company profile

Urban Company Limited operates an online services marketplace that helps consumers to book various home and beauty services and solutions in India, the Kingdom of Saudi Arabia, Singapore, and the United Arab Emirates.

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It operates through three segments: India consumer services; Native; and International business. The company offers home services, which includes cleaning and pest control; appliance servicing and repair; electrical, plumbing, and carpentry; and painting and wall decor.

It also provides beauty services, such as women's skincare and hair grooming; men's grooming; and spa and massage therapies for men and women. In addition, the company sells water purifiers and electronic door locks under the Native brand name.

Further, it provides training and certification, such as new service professional training, new product launch training, customized re-training, and upskill training, as well as products, consumables, and tools.

The company provides an e-commerce platform through its online portal www.urbancompany.com and its UC mobile application. The company was formerly known as UrbanClap Technologies India Limited and changed its name to Urban Company Limited in April 2025.

The company was incorporated in 2014 and is headquartered in Gurugram, India.

Stock analysis

Urban Company Limited (URBANCO) currently trades at ₹159.11, while our estimate is ₹99.26, 38% below the price, so the stock looks overvalued today.

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Valuation

None of our valuation models currently carries for this company, usually because of losses or heavy investment. The estimate draws on revenue and assets compared with similar companies and is less precise than a model-based fair value.

Scenario range: ₹74.45 (bear) to ₹124.08 (bull), the price of ₹159.11 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 35/100 (below-average quality), in the Technology sector.

Expensive Growth: The company is growing, but growth may require heavy reinvestment or weak cash conversion.

Urban Company Limited reported revenue of ₹15.6B in FY2026 versus ₹4.4B in FY2022, a compound +37.3%/yr. Reported net income was −₹2.3B in FY2026.

Key figures

Market cap ₹245B (≈ $2.6B) Mid · P/S ratio 12.5 · EPS (TTM) ₹−3.02 · Net margin −24.4% · Return on equity −21.5% · Return on assets (EBIT) −15.9% (5-year average) · Operating margin −38.2% · Revenue (TTM) ₹18.8B.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 12 out of 100 (low confidence).

What moves the price

The share trades about 12% below its 52-week high and 54% above its 52-week low, currently above its 200-day average.

For context, the median of 10 Technology peers we cover trades at 13% fair-value upside, at −38%, URBANCO screens richer than that median.

Fair Value

Bear ₹74.45 Fair Value ₹99.26 Bull ₹124.08
Price ₹159.11 · Downside -37.6%
Estimate. None of our valuation models currently carries for this company, usually because of losses or heavy investment. The estimate draws on revenue and assets compared with similar companies and is less precise than a model-based fair value.

Quality Score breakdown

Overall quality 35/100

It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.

Profitability 20
How much profit the company makes from its sales and capital
Quality Growth 46
Are margins and returns getting better?
Cashflow 0
Do the profits arrive as real cash?
Financial strength 79
Debt, balance sheet and risk of trouble
Investment 40
Does it invest with discipline instead of growing at any price?
Low Volatility 36
How calm the share price moves, does not count
Price momentum 62
Price momentum of the last 3 to 12 months, does not count
Near the 52-week high 58
Distance to the 52-week high, does not count
New shares 32
Buys back shares or issues new ones?

Open the full quality analysis →

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 44/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Revenue growth 1 year
+35.9%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+34.7%
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
−131.9% (2022) → −16.4% (2026)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2026 is a loss year, no rate is defined from a loss
not computed

URBANCO screens overvalued: fair value 38% below the price. Compare with SAP SE →

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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Software - Application · 723 stocks

Beats the industry median on 1/8 measures
Overall it trails its industry peers.
Valuation
Quality Score 35 · Bottom 25%
Fair Value upside −37.6% · Below median
Profitability
Return on assets −8.7% · Below median
Net margin (12 months) −24.4% · Bottom 25%
Operating margin (12 months) −38.2% · Bottom 25%
Growth and dividend
Revenue growth (quarter YoY) 41.4% · Top 25%

Valuation Multiplesvs Software - Application median · lower = cheaper

P/B 11.45× · Priciest 25%
P/S (12 months) 13.07× · Priciest 25%

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)0 · sector 25
FUTURE (revenue growth)100 · sector 40
PAST (return on equity)0 · sector 9
HEALTH (low debt)0 · sector 98
DIVIDEND (yield)0 · sector 28

VALUE 0: the price sits above our fair-value range.

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Software - Application stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value Compare
Adobe Inc ADBE $236.70 $463.72 +96% vs URBANCO
Salesforce, Inc CRM $213.48 $342.73 +61% vs URBANCO
Uber Technologies, Inc UBER $70.05 $101.28 +45% vs URBANCO
Intuit Inc INTU $340.44 $459.14 +35% vs URBANCO
ServiceNow, Inc NOW $99.61 $112.17 +13% vs URBANCO
SAP SE SAP €209.95 €173.59 −17% vs URBANCO
Cadence Design Systems, Inc CDNS $331.64 $225.48 −32% vs URBANCO
Automatic Data Processing, Inc ADP $305.44 $150.40 −51% vs URBANCO
Shopify Inc SHOP $146.61 $64.96 −56% vs URBANCO
Snowflake Inc SNOW $295.76 $73.81 −75% vs URBANCO

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Urban Company Limited: fair value per Fair Value Calculator

Cite: Fair Value Calculator (2026). "Urban Company Limited Fair Value". https://www.fairvalue-calculator.com/stock/URBANCO

Frequently asked questions

Is Urban Company Limited (URBANCO) overvalued or undervalued?
As of Nov 10, 2026, our estimate of fair value is ₹99.26 versus a price of ₹159.11, about 38% lower (overvalued).
What is the fair value of URBANCO?
Our estimate for Urban Company Limited is ₹99.26 (as of Nov 10, 2026), built from audited fundamentals. The current price: ₹159.11.
What is the quality score of URBANCO?
Urban Company Limited has a Quality Score of 35/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Urban Company Limited (URBANCO)?
Our calculated price target is the estimate of ₹99.26 (as of Nov 10, 2026). Cautious scenario ₹74.45, optimistic scenario ₹124.08. It is an estimate from revenue and assets compared with similar companies, because none of our valuation models currently carries, not an analyst target.
What is the Urban Company Limited stock forecast for 2026?
Our estimate puts fair value at ₹99.26, about 38% lower versus a price of ₹159.11 (overvalued). Cautious scenario ₹74.45, optimistic scenario ₹124.08. The calculation is refreshed regularly with new filings.
What is the revenue of Urban Company Limited (URBANCO)?
Urban Company Limited reported trailing-twelve-month revenue of about ₹18.8B (latest available figure, as of Nov 10, 2026).
What is the intrinsic value of Urban Company Limited (URBANCO)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Urban Company Limited it is ₹99.26 per share (as of Nov 10, 2026), against a price of ₹159.11.
Is Urban Company Limited stock overvalued or undervalued in 2026?
As of Nov 10, 2026, URBANCO trades above its calculated fair value: price ₹159.11, fair value ₹99.26, a gap of about −38% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of URBANCO?
No. The price is what the market pays today (₹159.11); the fair value is what the company's own numbers justify (₹99.26). For Urban Company Limited the two are ₹59.85 per share apart. That gap is exactly why we show both numbers side by side.
How much is Urban Company Limited worth?
The market values Urban Company Limited at about ₹245B (market capitalisation, as of Nov 10, 2026). Per share that is ₹159.11; our models calculate a fair value of ₹99.26 per share.
What do the bullish and bearish scenarios say about URBANCO?
Our models span a range for Urban Company Limited: cautious scenario ₹74.45, base ₹99.26, optimistic ₹124.08 per share (as of Nov 10, 2026, price ₹159.11). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of Urban Company Limited (URBANCO)?
Balance-sheet figures for Urban Company Limited (as of Nov 10, 2026): return on equity −21.5%. They feed the Quality Score of 35/100, which measures business quality independently of the share price.
How far is URBANCO from its 52-week high?
Urban Company Limited trades at ₹159.11, about 12% below its 52-week high of ₹181.09 and 54% above the low of ₹103.03 (as of Nov 9, 2026). Distance from the high says nothing about value: that is what the fair value of ₹99.26 is for.
Which stocks are comparable to Urban Company Limited?
From the same area (Technology) we also value SAP SE, Salesforce, Inc, Shopify Inc, ServiceNow, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Urban Company Limited stock attractive at the current price?
The data as of Nov 10, 2026: price ₹159.11, calculated fair value ₹99.26 (−38%), Quality Score 35/100. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
Is it still worth investing in stocks now?
The global stock market currently sits 15.1% above its aggregate fair value. Urban Company Limited itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Urban Company Limited (URBANCO)?
The closing price on Nov 9, 2026 was ₹159.11. Our estimate is ₹99.26, about 38% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Urban Company Limited right now?
The price sits above even our optimistic bull case (₹124.08). The favourable scenario is already priced in. Weak quality (35/100) and above fair value at the same time, the margin of safety is missing on both counts. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.

Key figures of Urban Company Limited

How large is the market capitalisation of Urban Company Limited (URBANCO)?
The market capitalisation of Urban Company Limited is ₹245B (≈ $2.6B). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Urban Company Limited (URBANCO)?
The price-to-sales ratio of Urban Company Limited is 12.5 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Urban Company Limited (URBANCO)?
Earnings per share at Urban Company Limited are ₹−3.02. Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Urban Company Limited (URBANCO)?
The net margin of Urban Company Limited is −24.4% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Urban Company Limited (URBANCO)?
The return on equity (ROE) of Urban Company Limited is −21.5% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Urban Company Limited (URBANCO)?
On an EBIT basis the return on assets of Urban Company Limited is −15.9% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Urban Company Limited (URBANCO)?
The operating margin of Urban Company Limited is −38.2% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Urban Company Limited (URBANCO)?
Revenue at Urban Company Limited is growing +41.4% versus a year earlier (3y avg +34.7%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How much free cash flow does Urban Company Limited (URBANCO) generate?
The free cash flow of Urban Company Limited is −₹1.4B (fiscal year 2026). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
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