Rithm Capital Corp. (RITM) fair value: what the stock is really worth
As of Nov 6, 2026: fair value (intrinsic value) of Rithm Capital Corp. stock $13.14, price $9.23, upside +42.4%, quality 37 out of 100. Rating: undervalued. Calculated from audited financials with 5 of our 26 valuation models and 37 quality factors, updated daily.
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Rithm Capital Corp.
RITM · USThe stock costs 30% less than our calculation considers fair.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 6, 2026.
How to read this chart
60‑month range $4.69 – $11.12 · fair‑value band $12.32 – $14.48 · the $9.23 price screens below the $13.14 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 6, 2026.
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Company profile
Rithm Capital Corp. operates as an asset manager focused on real estate, credit, and financial services in the United States. It operates through Origination and Servicing, Residential Transitional Lending, and Asset Management and Investment Portfolio.
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The company's investment portfolio primarily comprises of single-family rental properties, title, appraisal and property preservation and maintenance businesses; real estate securities, call rights, SFR properties, residential mortgage loans, collateralized loan obligations and consumer loans, excess mortgage servicing rights, servicer advance investments, and asset management related investments.
It also provides government-sponsored enterprise (GSE) and government guaranteed loans; non-GSE or non-government guaranteed loans; and residential transitional lending. The company qualifies as a real estate investment trust for federal income tax purposes.
It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was formerly known as New Residential Investment Corp. and changed its name to Rithm Capital Corp. in August 2022.
Rithm Capital Corp. was incorporated in 2011 and is based in New York, New York.
Stock analysis
Rithm Capital Corp. (RITM) currently trades at $9.23, while our model-based Fair Value estimate is $13.14, implying the stock looks roughly 30% undervalued today.
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Valuation
Bull case: the Multiples group reads highest at a median of $20.75 per share, and 4 of the 4 models we run sit above the $9.23 price.
Bear case: the Economic Profit group reads lowest at $13.14, and 0 of the 4 models stay below the price. Data coverage for this calculation is medium.
Scenario range: $12.32 (bear) to $14.48 (bull), the price of $9.23 sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 37/100 (below-average quality), in the Real Estate sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Rithm Capital Corp. reported revenue of $5.7B in FY2025 versus $2.9B in FY2021, a compound +18.4%/yr. Reported net income was $681M in FY2025, compounding −3.1%/yr from FY2021.
Key figures
Market cap $5.2B Mid · P/E ratio 14.7 · P/S ratio 1.76 · EPS (TTM) $0.6300 · Dividend yield 10.8% · Net margin 12.0% · Return on equity 5.7% · Return on assets (EBIT) 4.2% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 51 out of 100 (low confidence).
What moves the price
The share trades about 17% below its 52-week high and 14% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Real Estate peers we cover trades at 78% fair-value upside, at 42%, RITM screens richer than that median.
Fair Value models
All 5 models by family
Quality Score breakdown
It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.
Insider trades
In the last 6 months, 3 officers or directors sold shares worth $1.8M and none bought.
- SaleNicola Santoro JrChief Financial Officer100,000 shares at $9.51$951,000Nov 4, 2026
- SalePeggy Hwan HebardDirector14,520 shares at $10.18$147,814Aug 20, 2026
- SaleDavid SaltzmanDirector80,922 shares at $9.25$748,346May 20, 2026
- SaleDavid ZeidenChief Legal Officer2× since Nov 14, 2025: 28,502 shares, avg. $10.79$307,440Feb 27, 2026
Plus 6 other filings such as grants, option exercises or tax withholding. They are not market purchases or sales.
Sales are often planned (taxes, diversification, 10b5-1 plans). Purchases with their own money are seen as the stronger sign. For information only: not part of the quality score or Fair Value.
Source: SEC Form 4, as of Nov 6, 2026. All filings at the SEC ↗
Revenue & earnings trend
Watch RITM, get fair value alerts →
Earlier news
- RITM or SOFI: Which Is the Better Value Stock Right Now?
- Does Rithm (RITM) Have the Potential to Rally 35.36% as Wall Street Analysts Expect?
- Rithm Capital (RITM) Stock Price Jumps After Q3 Earnings Beat
- Rithm (RITM) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates
Compare Rithm Capital Corp. with another stock
Price, fair value, quality and upside side by side.
Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.REIT - Mortgage · 31 stocks
Valuation Multiplesvs REIT - Mortgage median · lower = cheaper
Strength profile in five axes (Snowflake)
HEALTH: for banks, insurers and similar financial firms borrowed money is part of the business, so we do not rate debt here.
Context: sector, industry, market
- Is the Financials sector expensive or cheap?
- P/E, EV/EBITDA and margins by industry (reference tables)
- Return on assets by industry
- Fair value gap by industry
- Piotroski F-Score screener with fair value
- Undervalued stocks: US Stocks
- Valuation of the USA market
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
Similar stocks
10 more REIT - Mortgage stocks, each showing price versus our Fair Value estimate.
| Stock | Price | Fair Value | vs Fair Value | Compare |
|---|---|---|---|---|
| Chimera Investment Corporation CIM | $7.31 | $18.28 | +150% | vs RITM |
| MFA Financial, Inc MFA | $6.21 | $14.69 | +137% | vs RITM |
| AGNC Investment Corp AGNC | $8.78 | $18.66 | +113% | vs RITM |
| Starwood Property Trust, Inc STWD | $12.05 | $25.00 | +107% | vs RITM |
| Orchid Island Capital, Inc ORC | $4.94 | $8.77 | +78% | vs RITM |
| ARMOUR Residential REIT, Inc ARR | $12.60 | $19.59 | +56% | vs RITM |
| Annaly Capital Management, Inc NLY | $18.75 | $19.24 | +3% | vs RITM |
| Ellington Financial Inc EFC | $11.26 | $11.12 | −1% | vs RITM |
| Dynex Capital, Inc DX | $10.68 | $9.12 | −15% | vs RITM |
| Ladder Capital Corp LADR | $8.91 | $7.56 | −15% | vs RITM |
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Frequently asked questions
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Key figures of Rithm Capital Corp.
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