Selena FM S.A. (SEL) fair value: what the stock is really worth
As of Nov 6, 2026: fair value (intrinsic value) of Selena FM S.A. stock PLN 51.33, price PLN 58.40, that is 12.1% below the price, quality 72 out of 100. Rating: overvalued. Calculated from audited financials with 25 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 5, 2026.
How to read this chart
60‑month range 14.82 PLN – 58.80 PLN · fair‑value band 38.50 PLN – 64.17 PLN · the 58.40 PLN price screens above the 51.33 PLN fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). 1 fiscal year is left out: there the valuation rested on only a fraction of the usual models. As of Nov 5, 2026.
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Selena FM S.A., through its subsidiaries, manufactures and distributes construction chemicals and general construction accessories in European Union, Eastern Europe, Asia, North America, and South America.
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The company offers polyurethane foams, sealants, adhesives, thermal insulation systems, flooring systems, ceramic tile systems, interior wall systems, construction mortars, and waterproofing materials, as well as other products, such as building tapes, wood preservatives, chemical anchors, tools, and accessories under the Tytan, Artelit, Quilosa, TACK-R, Praxa, Cool-R, and Matizol names.
It also engages in the research and development, intellectual property management, e-commerce activities, electricity generation, and production of gaseous fuels. Selena FM S.A. was founded in 1992 and is headquartered in Wroclaw, Poland.
Selena FM S.A. operates as a subsidiary of Syrius Investments S.à R.L.
Stock analysis
Selena FM S.A. (SEL) currently trades at 58.40 PLN, while our model-based Fair Value estimate is 51.33 PLN, 12% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the Growth DCF group reads highest at a median of 108.70 PLN per share, and 19 of the 25 models we run sit above the 58.40 PLN price.
Bear case: the Dividend Discount group reads lowest at 32.95 PLN, and 6 of the 25 models stay below the price. Data coverage for this calculation is high.
Scenario range: 38.50 PLN (bear) to 64.17 PLN (bull), the price of 58.40 PLN sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 72/100 (solid quality), in the Basic Materials sector.
Weak Growth: Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Selena FM S.A. reported revenue of 1.8B PLN in FY2025 versus 1.7B PLN in FY2021, a compound +1.0%/yr. Reported net income was 115M PLN in FY2025, compounding +2.9%/yr from FY2021.
Key figures
Market cap 1.3B PLN (≈ $323M) Small · P/E ratio 9.8 · P/S ratio 0.67 · EPS (TTM) 5.94 PLN · Dividend yield 4.3% · Net margin 6.7% · Return on equity 17.7% · Return on assets (EBIT) 10.9% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 55 out of 100 (low confidence).
What moves the price
The share trades about 1% below its 52-week high and 64% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Basic Materials peers we cover trades at −43% fair-value upside, at −12%, SEL screens cheaper than that median.
Fair Value models
Bear38.50 PLNFair Value 51.33 PLNBull64.17 PLN
Price 58.40 PLN · Downside -12.1%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then (2.95 PLN per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Best data coverage
FCF DCF75.36 PLN105.58 PLN144.91 PLN81
Growth DCF76.49 PLN103.57 PLN137.00 PLN79
Owner Earnings72.05 PLN100.95 PLN138.56 PLN77
All 25 models by family
DCF Models
FCF DCF75.36 PLN105.58 PLN144.91 PLN81
Owner Earnings72.05 PLN100.95 PLN138.56 PLN77
5Y Revenue Exit74.29 PLN113.11 PLN161.28 PLN72
5Y EBITDA Exit72.88 PLN110.56 PLN152.92 PLN75
5Y P/E Exit65.72 PLN97.60 PLN129.64 PLN71
10Y Revenue Exit71.95 PLN105.30 PLN147.37 PLN67
10Y EBITDA Exit73.12 PLN103.68 PLN141.61 PLN69
10Y P/E Exit68.92 PLN95.45 PLN125.57 PLN65
Earnings-Based
Graham-Dodd36.16 PLN95.16 PLN124.26 PLN65
PEG = 1.018.24 PLN26.06 PLN33.88 PLN57
EPV60.14 PLN68.67 PLN75.85 PLN74
Dividend Discount
Gordon GGM20.05 PLN36.44 PLN51.99 PLN67
DDM Multi-Stage20.05 PLN29.46 PLN38.40 PLN67
Multiples
P/E Multiple67.81 PLN90.41 PLN113.02 PLN63
P/S Multiple67.81 PLN90.41 PLN113.02 PLN58
P/B Multiple24.01 PLN32.02 PLN40.02 PLN55
EV/EBIT88.76 PLN118.94 PLN149.12 PLN66
EV/EBITDA79.63 PLN106.76 PLN133.90 PLN67
EV/Revenue76.69 PLN110.32 PLN143.95 PLN53
Asset-Based
NCAV (Graham)3.01 PLN4.56 PLN5.70 PLN54
Growth DCF
Growth DCF76.49 PLN103.57 PLN137.00 PLN79
Rev-Margin DCF74.29 PLN113.82 PLN157.44 PLN73
Economic Profit
Residual Income34.08 PLN40.70 PLN54.25 PLN76
ROIC Compounder62.73 PLN75.43 PLN88.93 PLN72
Growth Earnings
Growth-Adj P/E54.12 PLN77.31 PLN100.50 PLN67
The fair value above starts from this blend and is adjusted for a cyclical peak year.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.40/100
Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Revenue growth 1 year
+1.0%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−2.9%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+5.3%
Start year 2020 (pandemic). Over 10 years: +6.1% a year
Revenue growth 17 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+7.4%
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What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
+14.7%
Earnings growth per share plus dividend.
Earnings per share, growth per year+10.4%
Dividend (yield on the price)4.3%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.10.4% vs 16.3%, slowing
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.9% → 10%
Pace: the 5-year rate starts in 2020 (pandemic)
Growth Forecast
Little optimism in the price
The price assumes less growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
−3.9%
The company could shrink this much every year for the next five years and today's price would still be justified.
What forecasts expect
n/a
No analyst forecast available.
After inflation (Poland: IMF forecast 3.1% a year to 2030, 4.6% from 2016 to 2025) that is about −6.9% a year for the price.
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Specialty Chemicals · 728 stocks
Beats the industry median on 12/14 measures
Overall it ranks above its industry peers.
Valuation
Quality Score72 · Top 25%
Fair Value upside−12.1% · Above median
Profitability
Return on equity (12 months)17.7% · Top 25%
Return on assets8.6% · Top 25%
Net margin (12 months)6.7% · Above median
Operating margin (12 months)10.8% · Above median
Growth and dividend
Revenue growth (quarter YoY)20.8% · Above median
Dividend yield (12 months)4.3% · Top 25%
Balance sheet
Debt / equity0.14× · Above median
Valuation Multiplesvs Specialty Chemicals median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Selena FM S.A. Fair Value". https://www.fairvalue-calculator.com/stock/SEL
Frequently asked questions
Is Selena FM S.A. (SEL) overvalued or undervalued?
As of Nov 5, 2026, our model estimates a fair value of 51.33 PLN versus a price of 58.40 PLN, about 12% lower (overvalued).
What is the fair value of SEL?
Our model-based fair value for Selena FM S.A. is 51.33 PLN (as of Nov 5, 2026), built from audited fundamentals. The current price: 58.40 PLN.
What is the quality score of SEL?
Selena FM S.A. has a Quality Score of 72/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Selena FM S.A. (SEL)?
Our model-based price target is the fair value of 51.33 PLN (as of Nov 5, 2026) from 25 valuation models. Cautious scenario 38.50 PLN, optimistic scenario 64.17 PLN. It is a calculation from audited fundamentals, not an analyst target.
What is the Selena FM S.A. stock forecast for 2026?
Our models put fair value at 51.33 PLN, about 12% lower versus a price of 58.40 PLN (overvalued). Cautious scenario 38.50 PLN, optimistic scenario 64.17 PLN. The calculation is refreshed regularly with new filings.
What is the revenue of Selena FM S.A. (SEL)?
Selena FM S.A. reported trailing-twelve-month revenue of about 1.9B PLN (latest available figure, as of Nov 5, 2026).
Does Selena FM S.A. pay a dividend?
Selena FM S.A. currently shows a dividend yield of 4.28% relative to its recent price (as of Nov 5, 2026).
How much is the dividend of Selena FM S.A. (SEL) and when is the ex-dividend date?
Selena FM S.A. pays a dividend of 2.50 PLN per share a year, a dividend yield of 4.3%. The last ex-dividend date was Jun 8, 2026. The payout ratio is 42.1% of earnings. Free cash flow covers the dividend 2.78 times. Our assessment: Well covered. A low payout and the dividend is fully funded by free cash flow, a comfortable, sustainable dividend.
What growth is priced into Selena FM S.A. (SEL)?
For today's price to be fair in a discounted-cash-flow model, Selena FM S.A. would have to grow free cash flow by -3.9 % per year for five years (discount rate 10.6 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +5.4 % per year. As of Nov 5, 2026.
What discount rate (WACC) does the fair value of SEL use?
Our models discount Selena FM S.A. at 10.6 %: a base by market capitalisation (small), damped by beta 0.44, country premium for Poland. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Selena FM S.A. that is -3.9 % per year for five years, then slowing evenly to 2 % by year ten, using the same discount rate (10.6 %) and the same formula as our fair value.
How much growth has Selena FM S.A. (SEL) delivered so far?
Over the past 5 years revenue at Selena FM S.A. grew +5.4 % a year. The price currently implies free-cash-flow growth of -3.9 % per year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Selena FM S.A. (SEL) growing?
The median revenue growth in the sector is +9.8 % a year. That is the yardstick for the growth priced into Selena FM S.A. (-3.9 % per year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Selena FM S.A. (SEL)?
The free-cash-flow yield on the price is 11.91 %: that much free cash flow Selena FM S.A. produces per unit of market value. When it exceeds the discount rate of our models (10.6 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Selena FM S.A. (SEL)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Selena FM S.A. it is 51.33 PLN per share (as of Nov 5, 2026), against a price of 58.40 PLN. It is the blended result of 25 valuation models in 8 families (DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit, Growth Earnings).
Is Selena FM S.A. stock overvalued or undervalued in 2026?
As of Nov 5, 2026, SEL trades above its calculated fair value: price 58.40 PLN, fair value 51.33 PLN, a gap of about −12% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of SEL?
No. The price is what the market pays today (58.40 PLN); the fair value is what the company's own numbers justify (51.33 PLN). For Selena FM S.A. the two are 7.07 PLN per share apart. That gap is exactly why we show both numbers side by side.
How much is Selena FM S.A. worth?
The market values Selena FM S.A. at about 1.3B PLN (market capitalisation, as of Nov 5, 2026). Per share that is 58.40 PLN; our models calculate a fair value of 51.33 PLN per share.
What do the bullish and bearish scenarios say about SEL?
Our models span a range for Selena FM S.A.: cautious scenario 38.50 PLN, base 51.33 PLN, optimistic 64.17 PLN per share (as of Nov 5, 2026, price 58.40 PLN). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of SEL?
Selena FM S.A. trades at a price-to-earnings ratio of 9.8 (as of Nov 5, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 51.33 PLN is built from several models across several years. Median P/E at fiscal year-end, 10 fiscal years (2016 to 2025), reported earnings: 8.3. Other multiples: P/B 1.6, P/S 0.7, EV/EBITDA 5.5.
How solid is the balance sheet of Selena FM S.A. (SEL)?
Balance-sheet figures for Selena FM S.A. (as of Nov 5, 2026): return on equity 17.7%, debt of 0.14 per unit of equity. They feed the Quality Score of 72/100, which measures business quality independently of the share price.
How far is SEL from its 52-week high?
Selena FM S.A. trades at 58.40 PLN, about 1% below its 52-week high of 58.80 PLN and 64% above the low of 35.62 PLN (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of 51.33 PLN is for.
Which stocks are comparable to Selena FM S.A.?
From the same area (Basic Materials) we also value Linde plc, Ecolab Inc, The Sherwin-Williams Company, Nan Ya Plastics Corporation, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Selena FM S.A. stock attractive at the current price?
The data as of Nov 5, 2026: price 58.40 PLN, calculated fair value 51.33 PLN (−12%), Quality Score 72/100, from 25 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of SEL calculated?
We run Selena FM S.A. through 25 models from 8 families: DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit, Growth Earnings. Every model gets the same audited fundamentals; the fair value of 51.33 PLN builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. Selena FM S.A. itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Selena FM S.A. (SEL)?
The closing price on Nov 6, 2026 was 58.40 PLN. Our model-based fair value is 51.33 PLN, about 12% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Selena FM S.A. right now?
Solid but not exceptional quality (72/100) and above fair value, neither a clear bargain nor a standout compounder. The price sits in the upper half of our model range, so the margin of safety is thin. The data supports the verdict: every model runs on fully documented inputs.
Where does the earnings growth of Selena FM S.A. (SEL) come from?
Earnings per share at Selena FM S.A. grew +14.0 % a year from 2014 to 2025. Broken into its drivers: revenue per share +6.6 %, EBIT margin +5.4 %, tax rate +1.5 %, residual (interest, one-offs) +0.1 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.
Key figures of Selena FM S.A.
How large is the market capitalisation of Selena FM S.A. (SEL)?
The market capitalisation of Selena FM S.A. is 1.3B PLN (≈ $323M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Selena FM S.A. (SEL)?
The price-to-sales ratio of Selena FM S.A. is 0.67 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Selena FM S.A. (SEL)?
Earnings per share at Selena FM S.A. are 5.94 PLN (price ÷ EPS = P/E 9.8). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Selena FM S.A. (SEL)?
The dividend yield of Selena FM S.A. is 4.3% (payout 42.1%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Selena FM S.A. (SEL)?
The net margin of Selena FM S.A. is 6.7% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Selena FM S.A. (SEL)?
The return on equity (ROE) of Selena FM S.A. is 17.7% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Selena FM S.A. (SEL)?
On an EBIT basis the return on assets of Selena FM S.A. is 10.9% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Selena FM S.A. (SEL)?
The operating margin of Selena FM S.A. is 10.8% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Selena FM S.A. (SEL)?
Revenue at Selena FM S.A. is growing +20.8% versus a year earlier (3y avg −2.9%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Selena FM S.A. (SEL)?
Earnings per share at Selena FM S.A. are growing +45.9% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does Selena FM S.A. (SEL) carry?
The net debt of Selena FM S.A. is 38.4M PLN (fiscal year 2025, ≈ 0.3 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Broad data
Nov 5, 2026