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TAKA JEWELLERY HOLDINGS LIMITED (42L) fair value: what the stock is really worth

As of Sep 30, 2026: fair value of TAKA JEWELLERY HOLDINGS LIMITED S$0.22, price S$0.20, upside +10.0%, quality 48 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.

  1. Fair value above price? Yes
  2. Good quality? No
  3. Add to watchlist

Consumer Cyclical · SG · ISIN SG1BI4000003

TJ Thin data Sep 27, 2026

TAKA JEWELLERY HOLDINGS LIMITED

42L · SG

Low PriorityFair Value upside is limited and quality is weak.

·Fair value 0.2200 SGD · Fairly valued (+10.0%)
!Quality 48/100
!Expensive Growth (revenue 5y +9.4 %/yr)
!Thin margins · 1.8% net margin (TTM)
!Low debt · negative free cash flow
!Trails peers (3/10)
!Narrow moat 18/100
!Evidence only low, so the estimate is less certain
!Weak on past: 8 out of 100

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

0.2250 SGD 0.0538 SGD Fair Value 0.2200 SGD Jun 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 27, 2026.

How to read this chart

60‑month range 0.0538 SGD – 0.2250 SGD · fair‑value band 0.2000 SGD – 0.2500 SGD · the 0.2000 SGD price screens below the 0.2200 SGD fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 27, 2026.

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Company profile

Taka Jewellery Holdings Limited, an investment holding company, designs, manufactures, retails, and wholesales jewellery worldwide. It operates through three segments: Wholesale and Exhibitions, Retail, and Financial Services. The company retails and trades in pre-owned jewelry under the Top Cash brand.

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Taka Jewellery Holdings Limited, an investment holding company, designs, manufactures, retails, and wholesales jewellery worldwide. It operates through three segments: Wholesale and Exhibitions, Retail, and Financial Services. The company retails and trades in pre-owned jewelry under the Top Cash brand. It also involved in the retail of secondhand jewelry; secured lending and pawnbroking business; and operation as a gold bullion broker and trader. In addition, the company operates jewelry outlets under the Taka Jewellery brand; and pawnshops, as well as offers contemporary line of jewelry. The company was formerly known as TLV Holdings Limited. Taka Jewellery Holdings Limited was founded in 1997 is headquartered in Singapore.

Stock analysis

TAKA JEWELLERY HOLDINGS LIMITED (42L) currently trades at 0.2000 SGD, while our model-based Fair Value estimate is 0.2200 SGD, implying the stock looks roughly 9.1% undervalued today.

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Valuation

Bull case: the Growth Earnings group reads highest at a median of 0.4400 SGD per share, and 11 of the 15 models we run sit above the 0.2000 SGD price.

Bear case: the Earnings-Based group reads lowest at 0.1600 SGD, and 4 of the 15 models stay below the price. Evidence for this calculation is low.

Scenario range: 0.2000 SGD (bear) to 0.2500 SGD (bull), the price of 0.2000 SGD sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 48/100 (below-average quality), in the Consumer Cyclical sector.

Expensive Growth: The company is growing, but growth may require heavy reinvestment or weak cash conversion.

TAKA JEWELLERY HOLDINGS LIMITED reported revenue of 178M SGD in FY2025 versus 96.8M SGD in FY2021, a compound +16.5%/yr. Reported net income was 12.5M SGD in FY2025, compounding +50.9%/yr from FY2021. FY2021 was a trough year, so the rate overstates the trend.

Key figures

Market cap 112M SGD (≈ $87.3M) · P/E ratio 6.7 · P/S ratio 0.47 · EPS (TTM) 0.0300 SGD · Net margin 7.0% · Return on equity 1.9% · Return on assets (EBIT) 5.6% · Operating margin 1.0%.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 50 out of 100 (low confidence).

What moves the price

The share trades about 11% below its 52-week high and 67% above its 52-week low, currently above its 200-day average.

For context, the median of 10 Consumer Cyclical peers we cover trades at −3% fair-value upside, at 10%, 42L screens cheaper than that median.

Fair Value models

Bear 0.2000 SGD Fair Value 0.2200 SGD Bull 0.2500 SGD
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 12 months old). Earnings retained since then (0.0300 SGD per share) are deliberately not added. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds. Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Highest evidence
Owner Earnings 0.2100 SGD 0.3000 SGD 0.4200 SGD 77
Residual Income 0.2000 SGD 0.2000 SGD 0.2200 SGD 76
EPV 0.2100 SGD 0.2400 SGD 0.2600 SGD 74
All 15 models by family
DCF Models
Owner Earnings 0.2100 SGD 0.3000 SGD 0.4200 SGD 77
Earnings-Based
Graham-Dodd 0.1500 SGD 0.5000 SGD 0.6600 SGD 64
Lynch FV 0.1100 SGD 0.1600 SGD 0.2100 SGD 61
PEG = 1.0 0.1100 SGD 0.1600 SGD 0.2100 SGD 57
EPV 0.2100 SGD 0.2400 SGD 0.2600 SGD 74
Multiples
P/E Multiple 0.3700 SGD 0.4900 SGD 0.6200 SGD 63
P/S Multiple 0.2900 SGD 0.3800 SGD 0.4800 SGD 58
P/B Multiple 0.2900 SGD 0.3800 SGD 0.4800 SGD 55
EV/EBIT 0.4500 SGD 0.6100 SGD 0.7600 SGD 66
EV/EBITDA 0.3900 SGD 0.5200 SGD 0.6600 SGD 67
EV/Revenue 0.2600 SGD 0.3800 SGD 0.4900 SGD 53
Asset-Based
NCAV (Graham) 0.1300 SGD 0.1700 SGD 0.2500 SGD 54
Economic Profit
Residual Income 0.2000 SGD 0.2000 SGD 0.2200 SGD 76
ROIC Compounder 0.2100 SGD 0.2400 SGD 0.2700 SGD 72
Growth Earnings
Growth-Adj P/E 0.3100 SGD 0.4400 SGD 0.5700 SGD 67

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Quality Score breakdown

Overall quality 48/100

Of which business quality 48 · Market factors (momentum, volatility) 64

Profitability 41
Margins and returns on capital today
Quality Growth 62
Are margins and returns improving?
Cashflow 0
Earnings quality: real cash, not paper profit
Fin. Strength 63
Balance sheet, leverage, solvency risk
Investment 60
Disciplined investing over empire-building
Low Volatility 70
Calm price path (market factor)
Momentum 53
Price trend over the last 3–12 months (market factor)
52W Momentum 74
Distance to the 52-week high (market factor)
Net Issuance 82
Share count: buybacks or dilution?

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Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 47/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Revenue growth 1 year
+21.6%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+19.6%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+9.4%
Start year 2020 (pandemic). Over 10 years: +1.5% a year
Revenue growth 11 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+4.3%
What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
+33.5%
Earnings growth per share plus dividend.
Earnings per share, growth per year+33.5%
Dividend (yield on the price)0.0%
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.1% → 11%

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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Luxury Goods · 119 stocks

Beats the industry median on 3/10 measures
Overall it trails its industry peers.
Valuation
Quality Score 48 · Below median
Fair Value upside +10.0% · Above median
Profitability
Return on equity (TTM) 1.9% · Bottom 25%
Return on assets 1.2% · Bottom 25%
Net margin (TTM) 1.8% · Below median
Operating margin (TTM) 1.0% · Bottom 25%
Growth and dividend
Revenue growth 297.9% · Top 25%
Dividend yield (TTM) 0.0% · Bottom 25%
Balance sheet
Debt / equity 0.13× · Highest 25%

Valuation Multiplesvs Luxury Goods median · lower = cheaper

P/E (TTM) 6.7× · Cheapest 25%

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)47 · sector 15
FUTURE (revenue growth)100 · sector 48
PAST (return on equity)8 · sector 42
HEALTH (low debt)94 · sector 99
DIVIDEND (yield)0 · sector 52

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Luxury Goods stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value
Compagnie Financière Richemont SA CFR CHF 173.05 CHF 120.97 −30%
Christian Dior SE CDI €408.20 €552.53 +35%
Kering SA KER €223.35 €29.74 −87%
Tapestry, Inc TPR $113.88 $109.95 −3%
Chow Tai Fook Jewellery Group 1929 HK$10.97 HK$11.97 +9%
The Swatch Group UHRN CHF 35.70 CHF 21.74 −39%
Prada S.p.A 1913 HK$38.68 HK$62.43 +61%
Pandora A/S PNDORA kr 836.20 kr 1,424 +70%
Brunello Cucinelli S.p.A BC €80.80 €34.95 −57%
Kalyan Jewellers India Limited KALYANKJIL ₹573.00 ₹184.73 −68%

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Cite: Fair Value Calculator (2026). "TAKA JEWELLERY HOLDINGS LIMITED Fair Value". https://www.fairvalue-calculator.com/stock/42L

Frequently asked questions

Is TAKA JEWELLERY HOLDINGS LIMITED (42L) overvalued or undervalued?
As of Sep 27, 2026, our model estimates a fair value of 0.2200 SGD versus a price of 0.2000 SGD, about +10% upside (undervalued).
What is the fair value of 42L?
Our model-based fair value for TAKA JEWELLERY HOLDINGS LIMITED is 0.2200 SGD (as of Sep 27, 2026), built from audited fundamentals. The current price: 0.2000 SGD.
What is the quality score of 42L?
TAKA JEWELLERY HOLDINGS LIMITED has a Quality Score of 48/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for TAKA JEWELLERY HOLDINGS LIMITED (42L)?
Our model-based price target is the fair value of 0.2200 SGD (as of Sep 27, 2026) from 15 valuation models. Cautious scenario 0.2000 SGD, optimistic scenario 0.2500 SGD. It is a calculation from audited fundamentals, not an analyst target.
What is the TAKA JEWELLERY HOLDINGS LIMITED stock forecast for 2026?
Our models put fair value at 0.2200 SGD, about +10% upside versus a price of 0.2000 SGD (undervalued). Cautious scenario 0.2000 SGD, optimistic scenario 0.2500 SGD. The calculation is refreshed regularly with new filings.
What is the revenue of TAKA JEWELLERY HOLDINGS LIMITED (42L)?
TAKA JEWELLERY HOLDINGS LIMITED reported trailing-twelve-month revenue of about 109M SGD (latest available figure, as of Sep 27, 2026).
What is the intrinsic value of TAKA JEWELLERY HOLDINGS LIMITED (42L)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For TAKA JEWELLERY HOLDINGS LIMITED it is 0.2200 SGD per share (as of Sep 27, 2026), against a price of 0.2000 SGD. It is the blended result of 15 valuation models (cash flow, earnings, asset, dividend).
Is TAKA JEWELLERY HOLDINGS LIMITED stock overvalued or undervalued in 2026?
As of Sep 27, 2026, 42L trades below its calculated fair value: price 0.2000 SGD, fair value 0.2200 SGD, a gap of about +10% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 42L?
No. The price is what the market pays today (0.2000 SGD); the fair value is what the company's own numbers justify (0.2200 SGD). For TAKA JEWELLERY HOLDINGS LIMITED the two are 0.0200 SGD per share apart. That gap is exactly why we show both numbers side by side.
How much is TAKA JEWELLERY HOLDINGS LIMITED worth?
The market values TAKA JEWELLERY HOLDINGS LIMITED at about 112M SGD (market capitalisation, as of Sep 27, 2026). Per share that is 0.2000 SGD; our models calculate a fair value of 0.2200 SGD per share.
What do the bullish and bearish scenarios say about 42L?
Our models span a range for TAKA JEWELLERY HOLDINGS LIMITED: cautious scenario 0.2000 SGD, base 0.2200 SGD, optimistic 0.2500 SGD per share (as of Sep 27, 2026, price 0.2000 SGD). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of 42L?
TAKA JEWELLERY HOLDINGS LIMITED trades at a price-to-earnings ratio of 6.7 (as of Sep 27, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 0.2200 SGD is built from several models across several years.
How solid is the balance sheet of TAKA JEWELLERY HOLDINGS LIMITED (42L)?
Balance-sheet figures for TAKA JEWELLERY HOLDINGS LIMITED (as of Sep 27, 2026): return on equity 1.9%, debt of 0.13 per unit of equity. They feed the Quality Score of 48/100, which measures business quality independently of the share price.
How far is 42L from its 52-week high?
TAKA JEWELLERY HOLDINGS LIMITED trades at 0.2000 SGD, about 11% below its 52-week high of 0.2250 SGD and 67% above the low of 0.1200 SGD (as of Sep 30, 2026). Distance from the high says nothing about value: that is what the fair value of 0.2200 SGD is for.
Which stocks are comparable to TAKA JEWELLERY HOLDINGS LIMITED?
From the same area (Consumer Cyclical) we also value Compagnie Financière Richemont SA, Christian Dior SE, Kering SA, Tapestry, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is TAKA JEWELLERY HOLDINGS LIMITED stock attractive at the current price?
The data as of Sep 27, 2026: price 0.2000 SGD, calculated fair value 0.2200 SGD (+10%), Quality Score 48/100, from 15 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 42L calculated?
We run TAKA JEWELLERY HOLDINGS LIMITED through 15 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of 0.2200 SGD, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.5 % above its aggregate fair value. TAKA JEWELLERY HOLDINGS LIMITED currently trades 9 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of TAKA JEWELLERY HOLDINGS LIMITED (42L)?
The closing price on Sep 30, 2026 was 0.2000 SGD. Our model-based fair value is 0.2200 SGD, about +10% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with TAKA JEWELLERY HOLDINGS LIMITED right now?
Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual. The price sits in the lower half of our model range, the side with the larger margin of safety. Read the verdict with care: some models are missing inputs, so the estimate scatters more than usual.

Key figures of TAKA JEWELLERY HOLDINGS LIMITED

How large is the market capitalisation of TAKA JEWELLERY HOLDINGS LIMITED (42L)?
The market capitalisation of TAKA JEWELLERY HOLDINGS LIMITED is 112M SGD (≈ $87.3M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of TAKA JEWELLERY HOLDINGS LIMITED (42L)?
The price-to-sales ratio of TAKA JEWELLERY HOLDINGS LIMITED is 0.47 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of TAKA JEWELLERY HOLDINGS LIMITED (42L)?
Earnings per share at TAKA JEWELLERY HOLDINGS LIMITED are 0.0300 SGD (price ÷ EPS = P/E 6.7). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of TAKA JEWELLERY HOLDINGS LIMITED (42L)?
The net margin of TAKA JEWELLERY HOLDINGS LIMITED is 7.0% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of TAKA JEWELLERY HOLDINGS LIMITED (42L)?
The return on equity (ROE) of TAKA JEWELLERY HOLDINGS LIMITED is 1.9% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of TAKA JEWELLERY HOLDINGS LIMITED (42L)?
On an EBIT basis the return on assets of TAKA JEWELLERY HOLDINGS LIMITED is 5.6% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of TAKA JEWELLERY HOLDINGS LIMITED (42L)?
The operating margin of TAKA JEWELLERY HOLDINGS LIMITED is 1.0% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at TAKA JEWELLERY HOLDINGS LIMITED (42L)?
Revenue at TAKA JEWELLERY HOLDINGS LIMITED is growing +298% versus a year earlier (3y avg +19.6%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at TAKA JEWELLERY HOLDINGS LIMITED (42L)?
Earnings per share at TAKA JEWELLERY HOLDINGS LIMITED are growing +59.6% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does TAKA JEWELLERY HOLDINGS LIMITED (42L) generate?
The free cash flow of TAKA JEWELLERY HOLDINGS LIMITED is −17.5M SGD (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does TAKA JEWELLERY HOLDINGS LIMITED (42L) carry?
The net debt of TAKA JEWELLERY HOLDINGS LIMITED is 57.5M SGD (fiscal year 2025). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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