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AGTech Holdings (8279) Fair Value & Analysis

Consumer Cyclical · HK · Market cap HK$8.4B

AH AGTech Holdings 8279 · HK
PriceHK$0.9400
Fair ValueHK$0.5000
Upside-46.8%
Quality57/100
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Mixed Growth
Loss-making · -5.2% net margin
Low debt · generates free cash flow
Mixed vs. peers (5/11)
Narrow moat 17/100
Evidence: High Range HK$0.4900 – HK$0.5200 Share as image

Fair value as of: Aug 6, 2026

From 14 valuation models · updated 4 days ago

Share price +28.8% over the past month.

A solid business, but screening 47% overvalued on our models.

What matters now

  • The price sits above even our optimistic bull case (HK$0.5200). The favourable scenario is already priced in.
  • Solid but not exceptional quality (57/100) and above fair value, neither a clear bargain nor a standout compounder.
  • The models converge in a tight band (HK$0.4900 to HK$0.5200), unusually little disagreement for a valuation.
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Price vs Fair Value (5 years)

HK$0.9400 HK$0.1450 Fair Value HK$0.5000 Mar 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 6, 2026.

How to read this chart

60‑month range HK$0.1450 – HK$0.9400 · fair‑value band HK$0.4900 – HK$0.5200 · the HK$0.9400 price screens above the HK$0.5000 fair value. Dashed = 300-day average. As of Aug 6, 2026.

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Analysis

AGTech Holdings (8279) currently trades at HK$0.9400, while our model-based Fair Value estimate is HK$0.5000, implying the stock looks roughly 46.8% overvalued today. The Quality Score stands at 57/100 (solid quality), in the Consumer Cyclical sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, AGTech Holdings generated revenue of HK$761M at a net margin of -5.2%. Revenue grew 13.8% year over year. It earns a return on equity of -2.0%. The balance sheet holds a net cash position of HK$5.0B. Fundamentals as of Aug 6, 2026

Our scenario range runs from HK$0.4900 (bear case) to HK$0.5200 (bull case); at HK$0.9400, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 1% below its 52-week high, currently above its 200-day average. For context, the median of 10 Consumer Cyclical peers we cover trades at -11% fair-value upside, at -47%, 8279 screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF HK$7.18 HK$13.11 HK$24.11 80
ROIC Compounder HK$0.4700 HK$0.4800 HK$0.4800 72
Gordon GGM HK$0.1300 HK$0.2600 HK$0.4000 70
All 14 models by family
DCF Models
FCF DCF HK$7.53 HK$12.00 HK$24.62 38
5Y Revenue Exit HK$2.53 HK$3.02 HK$3.78 39
5Y EBITDA Exit HK$2.57 HK$3.10 HK$3.93 41
10Y Revenue Exit HK$4.04 HK$5.48 HK$6.42 36
10Y EBITDA Exit HK$4.07 HK$5.55 HK$7.53 37
Earnings-Based
EPV HK$0.4700 HK$0.4800 HK$0.4800 59
Dividend Discount
Gordon GGM HK$0.1300 HK$0.2600 HK$0.4000 70
DDM Multi-Stage HK$0.1300 HK$0.2300 HK$0.2800 61
Multiples
EV/EBIT HK$0.4900 HK$0.5100 HK$0.5200 53
EV/EBITDA HK$0.5300 HK$0.5600 HK$0.5900 54
EV/Revenue HK$0.4800 HK$0.4900 HK$0.5000 43
Asset-Based
NCAV (Graham) HK$0.1100 HK$0.1500 HK$0.2200 50
Growth DCF
Growth DCF HK$7.18 HK$13.11 HK$24.11 80
Economic Profit
ROIC Compounder HK$0.4700 HK$0.4800 HK$0.4800 72

Widest divergence: Growth DCF (HK$13.11) versus Asset-Based (HK$0.1500). Highest evidence: Growth DCF (80).

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Key figures & financial health

Revenue (TTM) HK$761M
Revenue growth (YoY) +13.8%
Net margin -5.2%
Return on equity -2.0%
Free cash flow HK$5.4B FY2025
Operating margin 10.0%
More key figures
EPS (TTM) HK$-0.0100
Net cash HK$5.0B FY2025

Figures from reported company fundamentals · as of Aug 6, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 57/100

Of which business quality 59 · Market factors (momentum, volatility) 85

Profitability 7
Margins and returns on capital today
Quality Growth 58
Are margins and returns improving?
Cashflow 100
Earnings quality: real cash, not paper profit
Fin. Strength 46
Balance sheet, leverage, solvency risk
Investment 64
Disciplined investing over empire-building
Low Volatility 50
Calm price path (market factor)
Momentum 100
Price trend over the last 3–12 months (market factor)
52W Momentum 99
Distance to the 52-week high (market factor)
Net Issuance 88
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

AGTech Holdings Limited, an investment holding company, provides digital banking and payment, and other related services in the Mainland of China, Macau, and internationally. It operates through Digital Payment and Related Businesses, Full-scale Banking Business, and Lottery Business segments.

Full company description

AGTech Holdings Limited, an investment holding company, provides digital banking and payment, and other related services in the Mainland of China, Macau, and internationally. It operates through Digital Payment and Related Businesses, Full-scale Banking Business, and Lottery Business segments. The Digital Payment and Related Businesses segment offers payment card and ancillary services, as well as e-wallet services; acquiring services for other payment service providers and merchants; engages in the sale and leasing of payment terminals and equipment; and other related services. The Full-scale Banking Business segment provides digital banking services for individuals and SMEs, wealth management, and other related services. The Lottery Operation segment engages in the sale and leasing of lottery hardware, including the provision of related after-sale services; offline lottery distribution and ancillary activities; and other integrated business. It offers local consumer services, such as lifestyle, culture and entertainment, marketing technical, and e-commerce services; and engages in travel agency and related businesses, as well as research, development, and sale of sports lottery terminals and systems. The company was incorporated in 2003 and is headquartered in Causeway Bay, Hong Kong. AGTech Holdings Limited is a subsidiary of Ali Fortune Investment Holding Limited.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

AGTech Holdings reported revenue of HK$761M in FY2025 versus HK$253M in FY2021, a compound +31.6%/yr. Reported net income was −HK$39.7M in FY2025.

Growth Quality 67/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
HK$761M
Latest YoY
+23.7%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+29.3%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+36.3%
Avg. growth/yr (22Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+21.5%
Revenue +31.6%/yr
FY21 HK$253M
FY22 HK$351M
FY23 HK$613M
FY24 HK$615M
FY25 HK$761M
Net income
FY21 −HK$63.6M
FY22 −HK$127M
FY23 HK$25.5M
FY24 −HK$90.4M
FY25 −HK$39.7M

8279 screens 47% overvalued. Compare with Flutter Entertainment plc →

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Cite: Fair Value Calculator (2026). "AGTech Holdings Fair Value". https://www.fairvalue-calculator.com/stock/8279

Peer Group

Gambling · 54 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 57 · Below median
Fair Value upside −47% · Bottom 25%
Return on assets 0% · Below median
Net margin (TTM) -5% · Below median
Operating margin (TTM) 10% · Above median
Revenue growth 14% · Top 25%

Valuation Multiples vs Gambling median · lower = cheaper

P/B 0.42× · Cheaper than 75% of peers
P/S (TTM) 1.41× · Pricier than median
P/FCF 0.2× · Cheaper than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 30
FUTURE 69 · sector 9
PAST 0 · sector 26
HEALTH 100 · sector 89
DIVIDEND 0 · sector 66

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

Gambling

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Gambling stocks, each showing price versus our Fair Value estimate (as of Aug 6, 2026).

Stock Price Fair Value vs Fair Value
Flutter Entertainment plc FLUT $110.66 $88.33 -20%
Evolution AB EVO kr 684.00 kr 974.80 +43%
The Lottery Corporation TLC A$5.62 A$2.99 -47%
Super Group SGHC $14.73 $9.39 -36%
Lottomatica Group LTMC €25.62 €16.38 -36%
Light & Wonder, Inc LNWO $78.94 $70.17 -11%
Churchill Downs Incorporated CHDN $83.95 $94.74 +13%
FDJ United FDJ €23.24 €20.97 -10%
Brightstar Lottery PLC BRSL $10.71 $17.61 +64%
Tabcorp Holdings TAH A$0.8750 A$0.3700 -58%

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Frequently asked questions

Is AGTech Holdings (8279) overvalued or undervalued?
As of Aug 6, 2026, our model estimates a fair value of HK$0.5000 versus a price of HK$0.9400, about −47% (overvalued).
What is the fair value of 8279?
Our model-based fair value for AGTech Holdings is HK$0.5000 (as of Aug 6, 2026), built from audited fundamentals. The current price is HK$0.9400.
What is the quality score of 8279?
AGTech Holdings has a Quality Score of 57/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of AGTech Holdings (8279)?
AGTech Holdings reported trailing-twelve-month revenue of about HK$761M (latest available figure, as of Aug 6, 2026).
What is the net profit margin of 8279?
The net profit margin of AGTech Holdings is about -5.2%, meaning it is currently running at a net loss. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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