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FRUIT Fair Value & Analysis

Consumer Non-Cyclicals · PH · Market cap 2.5B PHP

F FRUIT FRUIT · PSE
Price0.6700 PHP
Fair Value0.5500 PHP
Upside-17.9%
Quality57/100
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Mixed Growth
Thin margins · 0.0% net margin
Low debt
Trails peers (2/9)
Moderate moat 60/100
Evidence: High Range 0.4100 PHP – 0.6900 PHP Share as image

Fair value as of: Jul 10, 2026

From 16 valuation models · updated 31 days ago

Fair value updated Jul 10, 2026, revised from 0.6400 PHP to 0.5500 PHP (−14.1%) since Jun 24, 2026. Share price +3.1% over the past month.

A solid business, but screening 18% overvalued on our models.

What matters now

  • Solid but not exceptional quality (57/100) and above fair value, neither a clear bargain nor a standout compounder.
  • Our model range runs from 0.4100 PHP (bear) to 0.6900 PHP (bull), base 0.5500 PHP. The closer the price sits to the lower half, the larger the margin of safety.
  • Quality 57/100 (solid quality) with high evidence: the data supports the verdict.
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Price vs Fair Value (5 years)

1.54 PHP 0.5903 PHP Fair Value 0.5500 PHP Feb 2021 Jul 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 10, 2026.

How to read this chart

60‑month range 0.5903 PHP – 1.54 PHP · fair‑value band 0.4100 PHP – 0.6900 PHP · the 0.6700 PHP price screens above the 0.5500 PHP fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 10, 2026.

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Analysis

FRUIT (FRUIT) currently trades at 0.6700 PHP, while our model-based Fair Value estimate is 0.5500 PHP, implying the stock looks roughly 17.9% overvalued today. The Quality Score stands at 57/100 (solid quality), in the Consumer Non-Cyclicals sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

The stock trades on a trailing P/E of 62.6. Fundamentals as of Jul 10, 2026

Our scenario range runs from 0.4100 PHP (bear case) to 0.6900 PHP (bull case); at 0.6700 PHP, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 4% below its 52-week high and 15% above its 52-week low. For context, the median of 10 Consumer Non-Cyclicals peers we cover trades at -18% fair-value upside, at -18%, FRUIT screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Residual Income 0.3300 PHP 0.3400 PHP 0.3300 PHP 76
ROIC Compounder 0.4100 PHP 0.5000 PHP 0.6100 PHP 72
Gordon GGM 0.0600 PHP 0.1100 PHP 0.1700 PHP 70
All 16 models by family
Earnings-Based
Graham-Dodd 0.1700 PHP 1.19 PHP 1.67 PHP 54
Lynch FV 0.4300 PHP 0.6200 PHP 0.8000 PHP 50
PEG = 1.0 0.4300 PHP 0.6200 PHP 0.8000 PHP 46
EPV 0.4100 PHP 0.4600 PHP 0.5000 PHP 59
Dividend Discount
Gordon GGM 0.0600 PHP 0.1100 PHP 0.1700 PHP 70
DDM Multi-Stage 0.0600 PHP 0.0900 PHP 0.1200 PHP 61
Multiples
P/E Multiple 0.4100 PHP 0.5500 PHP 0.6900 PHP 63
P/S Multiple 0.3200 PHP 0.4300 PHP 0.5300 PHP 58
P/B Multiple 0.3200 PHP 0.4300 PHP 0.5300 PHP 55
EV/EBIT 0.6900 PHP 0.8800 PHP 1.08 PHP 53
EV/EBITDA 0.9900 PHP 1.29 PHP 1.59 PHP 54
EV/Revenue 0.4900 PHP 0.6600 PHP 0.8400 PHP 43
Asset-Based
NCAV (Graham) 0.2100 PHP 0.2900 PHP 0.4300 PHP 50
Economic Profit
Residual Income 0.3300 PHP 0.3400 PHP 0.3300 PHP 76
ROIC Compounder 0.4100 PHP 0.5000 PHP 0.6100 PHP 72
Growth Earnings
Growth-Adj P/E 0.5700 PHP 0.8100 PHP 1.05 PHP 68

Widest divergence: Growth Earnings (0.8100 PHP) versus Dividend Discount (0.0900 PHP). Highest evidence: Residual Income (76).

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Quality Score breakdown

Overall quality 57/100

Of which business quality 58 · Market factors (momentum, volatility) 57

Profitability 55
Margins and returns on capital today
Quality Growth 48
Are margins and returns improving?
Cashflow 49
Earnings quality: real cash, not paper profit
Fin. Strength 75
Balance sheet, leverage, solvency risk
Investment 28
Disciplined investing over empire-building
Low Volatility 69
Calm price path (market factor)
Momentum 45
Price trend over the last 3–12 months (market factor)
52W Momentum 62
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

Revenue & earnings trend

FY2020 – FY2024 · reported fiscal years

FRUIT reported revenue of 2.9B PHP in FY2024 versus 892M PHP in FY2020, a compound +34.3%/yr. Reported net income was 93.3M PHP in FY2024.

Growth Quality 37/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2024)
2.9B PHP
Latest YoY
+17.6%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+38.1%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+8.3%
Avg. growth/yr (9Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+28.2%
Revenue +34.3%/yr
FY20 892M PHP
FY21 1.1B PHP
FY22 1.8B PHP
FY23 2.5B PHP
FY24 2.9B PHP
Net income
FY20 −48.1M PHP
FY21 −16.3M PHP
FY22 77.2M PHP
FY23 98.5M PHP
FY24 93.3M PHP

FRUIT screens 18% overvalued. Compare with PGOLD →

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Cite: Fair Value Calculator (2026). "FRUIT Fair Value". https://www.fairvalue-calculator.com/stock/FRUIT

Peer Group

Consumer Discretionary · 3554 stocks

How this stock ranks against its sector: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median. (Industry “Food & Drug Retailing” was too small, so the broader sector is used.)

Quality Score 57 · Above median
Fair Value upside −18% · Below median
Return on assets 0% · Below median
Net margin (TTM) 0% · Below median
Operating margin (TTM) 0% · Below median
Revenue growth 0% · Below median
Debt / equity 0.01× · Lower than median

Valuation Multiples vs Consumer Discretionary median · lower = cheaper

P/E (TTM) 62.6× · Pricier than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 9 · sector 22
FUTURE 0 · sector 14
PAST 0 · sector 21
HEALTH 100 · sector 96
DIVIDEND 0 · sector 41

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Food & Drug Retailing stocks, each showing price versus our Fair Value estimate (as of Jul 10, 2026).

Stock Price Fair Value vs Fair Value
PGOLD PGOLD 39.30 PHP 62.75 PHP +60%
RRHI RRHI 38.00 PHP 43.51 PHP +15%
KEEPR KEEPR 1.86 PHP 6.15 PHP +231%
Gimat Magazacilik Sanayi Ve Ticaret A.S. GMTAS 46.70 TRY 8.96 TRY -81%
Curexo Inc 060280 8,000 KRW 1,147 KRW -86%
Seouleaguer Co 043710 2,850 KRW 811.29 KRW -72%
COSCO COSCO ₹208.00 ₹51.24 -75%
FB FB 49.00 PHP 49.03 PHP +0%
JGS JGS 25.00 PHP 20.51 PHP -18%
URC URC 61.20 PHP 47.86 PHP -22%

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Frequently asked questions

Is FRUIT overvalued or undervalued?
As of Jul 10, 2026, our model estimates a fair value of 0.5500 PHP versus a price of 0.6700 PHP, about −18% (overvalued).
What is the fair value of FRUIT?
Our model-based fair value for FRUIT is 0.5500 PHP (as of Jul 10, 2026), built from audited fundamentals. The current price is 0.6700 PHP.
What is the quality score of FRUIT?
FRUIT has a Quality Score of 57/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the net profit margin of FRUIT?
The net profit margin of FRUIT is about 0.0%, meaning it keeps roughly 0.0% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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