Compagnie Financière Richemont SA (CFR) fair value: what the stock is really worth
As of Oct 30, 2026: fair value (intrinsic value) of Compagnie Financière Richemont SA stock ZAR 2,598, price ZAR 3,348, that is 22.4% below the price, quality 70 out of 100. Rating: overvalued. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
Keep an eye on it?Free in your watchlist: 5 stocks without an account, 10 with oneYes, for free
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Oct 16, 2026.
How to read this chart
60‑month range R1,008 – R3,936 · fair‑value band R1,801 – R3,610 · the R3,348 price screens above the R2,598 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Oct 16, 2026.
Follow Compagnie Financière Richemont in your weekly email
Every Wednesday you see whether Compagnie Financière Richemont is on track or worth a review, plus price against fair value. Free, up to 3 stocks.
We send you a confirmation link. Unsubscribe with one click.
Compagnie Financière Richemont SA, an investment holding company, engages in the luxury goods business. The company operates through Jewellery Maisons, Specialist Watchmakers, and Other segments.
Show moreShow less
It is involved in the design, manufacture, and distribution of jewelry products, precision timepieces, watches, writing instruments, clothing, and leather goods and accessories.
The company provides its products under the Cartier, Van Cleef & Arpels, Vhernier, Buccellati, A. Lange & Söhne, Baume & Mercier, IWC Schaffhausen, Jaeger-LeCoultre, Panerai, Piaget, Roger Dubuis, Vacheron Constantin, Alaïa, Chloé, Delvaux, dunhill, G/FORE, Gianvito Rossi, Montblanc, Peter Millar, Purdey, Serapian, Watchfinder&Co., TIMEVALLEE, and brand names through retail online retail, and wholesale distribution channels.
It offers its products in France, the United Kingdom, Italy, Switzerland, rest of Europe, the United Arab Emirates, rest of the Middle East, Africa, China, Hong Kong, Macau, Japan, South Korea, rest of Asia, the United States, and rest of the Americas.
The company was incorporated in 1979 and is headquartered in Bellevue, Switzerland.
Stock analysis
Compagnie Financière Richemont SA (CFR) currently trades at R3,348, while our model-based Fair Value estimate is R2,598, 22.4% below the price, so the stock looks overvalued today.
Show more
Valuation
Bull case: the Multiples group reads highest at a median of R2,603 per share, and 0 of the 26 models we run sit above the R3,348 price.
Bear case: the Asset-Based group reads lowest at R361.87, and 26 of the 26 models stay below the price. Data coverage for this calculation is high.
Scenario range: R1,801 (bear) to R3,610 (bull), the price of R3,348 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 70/100 (solid quality), in the Consumer Cyclical sector.
Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Compagnie Financière Richemont SA reported revenue of €22.4B in FY2026 versus €19.2B in FY2022, a compound +4.0%/yr. Reported net income was €3.5B in FY2026, compounding +13.8%/yr from FY2022.
Key figures
Market cap 2.0T ZAR Large · P/E ratio 28.7 · P/S ratio 4.46 · EPS (TTM) R120.94 · Dividend yield 2.0% · Net margin 15.5% · Return on equity 15.0% · Return on assets (EBIT) 10.8%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 76 out of 100 (medium confidence).
What moves the price
The share trades about 15% below its 52-week high and 21% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Consumer Cyclical peers we cover trades at 44% fair-value upside, at −22%, CFR screens richer than that median.
Fair Value models
BearR1,801Fair Value R2,598BullR3,610
Price R3,348 · Downside -22.4%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2026 figures (about 7 months old). Earnings retained since then (32.19 ZAR per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.94/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Revenue growth 1 year
+4.8%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+4.0%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+11.3%
Start year 2021 (pandemic). Over 10 years: +7.3% a year
Revenue growth 12 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+6.9%
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
’26
What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Basis: EBIT basis.
+26.1%
Earnings growth per share plus dividend.
Earnings per share, growth per year+24.1%
Dividend (yield on the price)2.0%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.20.8% vs 9.6%, picking up
Profit margin 2021 to 2026 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.11% → 21%
Pace: the 5-year rate starts in 2021 (pandemic)
Growth Forecast
A lot of optimism in the price
The price assumes more growth than the company has delivered so far and more than analysts expect.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+22.4%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect ⓘAnalysts publish sales forecasts for the next two fiscal years. For the years after that, growth slows evenly to 2 % a year by year ten (2 % is the long-run rate our models use). Projected years are marked as such.
+7.9%
Yearly sales growth analysts expect, extended to five years.
After inflation (figures in EUR, euro area: IMF forecast 2.2% a year to 2030, 2.6% from 2016 to 2025) that is about +19.8% a year for the price and +5.6% for the forecasts.
Compare Compagnie Financière Richemont SA with another stock
Price, fair value, quality and upside side by side.
Free, no sign-up
Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Luxury Goods · 118 stocks
Beats the industry median on 5/15 measures
Overall it trails its industry peers.
Valuation
Quality Score70 · Top 25%
Fair Value upside−22.4% · Below median
Profitability
Return on equity (12 months)15.0% · Above median
Return on assets8.2% · Above median
Net margin (12 months)15.5% · Top 25%
Operating margin (12 months)19.4% · Top 25%
Growth and dividend
Revenue growth (quarter YoY)4.2% · Below median
Dividend yield (12 months)2.0% · Below median
Balance sheet
Debt / equity0.19× · Highest 25%
Valuation Multiplesvs Luxury Goods median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Compagnie Financière Richemont SA Fair Value". https://www.fairvalue-calculator.com/stock/CFR.JSE
Frequently asked questions
Is Compagnie Financière Richemont SA (CFR) overvalued or undervalued?
As of Oct 16, 2026, our model estimates a fair value of R2,598 versus a price of R3,348, about 22% lower (overvalued).
What is the fair value of CFR?
Our model-based fair value for Compagnie Financière Richemont SA is R2,598 (as of Oct 16, 2026), built from audited fundamentals. The current price: R3,348.
What is the quality score of CFR?
Compagnie Financière Richemont SA has a Quality Score of 70/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Compagnie Financière Richemont SA (CFR)?
Our model-based price target is the fair value of R2,598 (as of Oct 16, 2026) from 26 valuation models. Cautious scenario R1,801, optimistic scenario R3,610. It is a calculation from audited fundamentals, not an analyst target.
What is the Compagnie Financière Richemont SA stock forecast for 2026?
Our models put fair value at R2,598, about 22% lower versus a price of R3,348 (overvalued). Cautious scenario R1,801, optimistic scenario R3,610. The calculation is refreshed regularly with new filings.
What is the revenue of Compagnie Financière Richemont SA (CFR)?
Compagnie Financière Richemont SA reported trailing-twelve-month revenue of about €22.4B (latest available figure, as of Oct 16, 2026).
Does Compagnie Financière Richemont SA pay a dividend?
Compagnie Financière Richemont SA currently shows a dividend yield of 1.99% relative to its recent price (as of Oct 16, 2026).
What growth is priced into Compagnie Financière Richemont SA (CFR)?
For today's price to be fair in a discounted-cash-flow model, Compagnie Financière Richemont SA would have to grow free cash flow by +22.4 % per year for five years (discount rate 13.2 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +11.3 % per year. As of Oct 16, 2026.
What discount rate (WACC) does the fair value of CFR use?
Our models discount Compagnie Financière Richemont SA at 13.2 %: a base by market capitalisation (large), damped by beta 1.08, country premium for South Africa. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Compagnie Financière Richemont SA that is +22.4 % per year a year over ten years, using the same discount rate (13.2 %) and the same formula as our fair value.
How much growth has Compagnie Financière Richemont SA (CFR) delivered so far?
Over the past 5 years revenue at Compagnie Financière Richemont SA grew +11.3 % a year. The price currently implies +22.4 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Compagnie Financière Richemont SA (CFR) growing?
The median revenue growth in the sector is +4.8 % a year. That is the yardstick for the growth priced into Compagnie Financière Richemont SA (+22.4 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Compagnie Financière Richemont SA (CFR)?
The free-cash-flow yield on the price is 3.63 %: that much free cash flow Compagnie Financière Richemont SA produces per unit of market value. When it exceeds the discount rate of our models (13.2 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Compagnie Financière Richemont SA (CFR)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Compagnie Financière Richemont SA it is R2,598 per share (as of Oct 16, 2026), against a price of R3,348. It is the blended result of 26 valuation models (cash flow, earnings, asset, dividend).
Is Compagnie Financière Richemont SA stock overvalued or undervalued in 2026?
As of Oct 16, 2026, CFR trades above its calculated fair value: price R3,348, fair value R2,598, a gap of about −22% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of CFR?
No. The price is what the market pays today (R3,348); the fair value is what the company's own numbers justify (R2,598). For Compagnie Financière Richemont SA the two are R749.94 per share apart. That gap is exactly why we show both numbers side by side.
How much is Compagnie Financière Richemont SA worth?
The market values Compagnie Financière Richemont SA at about 2.0T ZAR (market capitalisation, as of Oct 16, 2026). Per share that is R3,348; our models calculate a fair value of R2,598 per share.
What do the bullish and bearish scenarios say about CFR?
Our models span a range for Compagnie Financière Richemont SA: cautious scenario R1,801, base R2,598, optimistic R3,610 per share (as of Oct 16, 2026, price R3,348). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of CFR?
Compagnie Financière Richemont SA trades at a price-to-earnings ratio of 28.7 (as of Oct 16, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of R2,598 is built from several models across several years. Other multiples: PEG 1.8, P/B 4.4, P/S 4.7, EV/EBITDA 18.9.
What is the PEG ratio of CFR?
The PEG ratio of Compagnie Financière Richemont SA is 1.78 (P/E divided by earnings growth, as of Oct 16, 2026). That is above 1, so the growth is already paid for in the price.
How solid is the balance sheet of Compagnie Financière Richemont SA (CFR)?
Balance-sheet figures for Compagnie Financière Richemont SA (as of Oct 16, 2026): return on equity 15.0%, debt of 0.19 per unit of equity. They feed the Quality Score of 70/100, which measures business quality independently of the share price.
How far is CFR from its 52-week high?
Compagnie Financière Richemont SA trades at R3,348, about 15% below its 52-week high of R3,936 and 21% above the low of R2,769 (as of Oct 30, 2026). Distance from the high says nothing about value: that is what the fair value of R2,598 is for.
Which stocks are comparable to Compagnie Financière Richemont SA?
From the same area (Consumer Cyclical) we also value Christian Dior SE, Tapestry, Inc, Chow Tai Fook Jewellery Group, Prada S.p.A, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Compagnie Financière Richemont SA stock attractive at the current price?
The data as of Oct 16, 2026: price R3,348, calculated fair value R2,598 (−22%), Quality Score 70/100, from 26 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of CFR calculated?
We run Compagnie Financière Richemont SA through 26 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of R2,598, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.9 % above its aggregate fair value. Compagnie Financière Richemont SA itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Compagnie Financière Richemont SA (CFR)?
The closing price on Oct 30, 2026 was R3,348. Our model-based fair value is R2,598, about 22% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Compagnie Financière Richemont SA right now?
Solid but not exceptional quality (70/100) and above fair value, neither a clear bargain nor a standout compounder. A fairly wide model range (R1,801 to R3,610) leaves room in how you read the outcome.
Key figures of Compagnie Financière Richemont SA
How large is the market capitalisation of Compagnie Financière Richemont SA (CFR)?
The market capitalisation of Compagnie Financière Richemont SA is 2.0T ZAR. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Compagnie Financière Richemont SA (CFR)?
The price-to-sales ratio of Compagnie Financière Richemont SA is 4.46 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Compagnie Financière Richemont SA (CFR)?
Earnings per share at Compagnie Financière Richemont SA are R120.94 (price ÷ EPS = P/E 28.7). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Compagnie Financière Richemont SA (CFR)?
The dividend yield of Compagnie Financière Richemont SA is 2.0% (payout 55.0%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Compagnie Financière Richemont SA (CFR)?
The net margin of Compagnie Financière Richemont SA is 15.5% (fiscal year 2026). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Compagnie Financière Richemont SA (CFR)?
The return on equity (ROE) of Compagnie Financière Richemont SA is 15.0% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Compagnie Financière Richemont SA (CFR)?
On an EBIT basis the return on assets of Compagnie Financière Richemont SA is 10.8% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Compagnie Financière Richemont SA (CFR)?
The operating margin of Compagnie Financière Richemont SA is 19.4% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Compagnie Financière Richemont SA (CFR)?
Revenue at Compagnie Financière Richemont SA is growing +4.2% versus a year earlier (3y avg +4.0%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Compagnie Financière Richemont SA (CFR)?
Earnings per share at Compagnie Financière Richemont SA are growing −27.2% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does Compagnie Financière Richemont SA (CFR) carry?
The net debt of Compagnie Financière Richemont SA is €217M (fiscal year 2026, ≈ 0.1 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
Free · no account needed
Watch Compagnie Financière Richemont SA in the live analysis
One click puts Compagnie Financière Richemont SA on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 27,000+ stock screener.
Broad data
Oct 16, 2026