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Financial Select Sector SPDR® Fund (XLF)

Look-through valuation · Sector · Expense ratio 0.09 % · ISIN US81369Y6059

XLF Financial Select Sector SPDR® Fund XLF overvalued
Holdings vs fair value −28.9 % weighted average
Quality 64/100 avg alpha quality
Expense ratio 0.09 % per year (TER)
Fund size $ 49.5B yield 1.51 %
The look-through covers 91 % of the fund by weight (48 of 50 disclosed positions valued). Unresolved positions are left out, never estimated.

Price history (since 1998)

$ 57 $ 5 Dec 1998 Jul 2026

Monthly close since 1998. Price shows performance, the valuation verdict is in the look-through above.

Top holdings

Holding Weight vs fair value Quality
Berkshire Hathaway Inc BRK-B 11.5 % −17.4 % 59
JPMorgan Chase & Co JPM 11.3 % −20.2 % 66
Visa Inc. Class A V 7.5 % −42.5 % 77
Mastercard Inc MA 5.5 % −58.5 % 75
Bank of America Corp BAC 4.9 % −9.3 % 64
Goldman Sachs Group Inc GS 3.9 % −48.5 % 62
Wells Fargo & Company WFC 3.4 % +3.6 % 55
Morgan Stanley MS 3.3 % −56.6 % 72
Citigroup Inc. C 3.0 % −19.4 % 58
American Express Company AXP 2.4 % −42.4 % 66
Charles Schwab Corp SCHW 2.1 % −61.3 % 68
BlackRock Inc BLK 1.9 % −53.8 % 50
Progressive Corp PGR 1.7 % +23.0 % 61
S&P Global Inc SPGI 1.7 % −55.8 % 67
Chubb Ltd CB 1.6 % +2.4 % 69
Capital One Financial Corporation COF 1.6 % −49.7 % 39
The Bank of New York Mellon Corporation BK 1.3 % n/a n/a
PNC Financial Services Group Inc PNC 1.3 % −11.7 % 67
U.S. Bancorp USB 1.2 % +0.3 % 65
Blackstone Group Inc BX 1.1 % −80.0 % 52
CME Group Inc CME 1.1 % −40.7 % 57
Marsh & McLennan Companies Inc MMC 1.1 % n/a n/a
Robinhood Markets Inc HOOD 1.1 % −80.0 % 56
Aon PLC AON 1.0 % −36.7 % 61
Intercontinental Exchange Inc ICE 1.0 % −45.7 % 57

Fair value and quality per position come from the same valuation as our stock pages. Showing the 25 largest of 50 disclosed positions. "n/a" means the position is not (yet) in our stock universe and does not enter the average.

How the look-through works

An ETF has no fair value of its own like a single stock. We build it bottom up: every holding has a fair value and a quality score on our pages. Weighted by portfolio share, that gives Financial Select Sector SPDR® Fund an average of how cheap or expensive its companies currently sit versus fair value, and how high their average quality is.

As of: Jul 17, 2026

No investment advice, no buy or sell recommendation. The look-through is a computed summary of public fundamentals and is no substitute for your own research.