Bermaz Auto Bhd (5248) fair value: what the stock is really worth
As of Nov 6, 2026: fair value (intrinsic value) of Bermaz Auto Bhd stock MYR 1.86, price MYR 0.84, upside +121.4%, quality 72 out of 100. Rating: strongly undervalued. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 6, 2026.
How to read this chart
60‑month range 0.4927 MYR – 2.21 MYR · fair‑value band 1.30 MYR – 2.42 MYR · the 0.8400 MYR price screens below the 1.86 MYR fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 6, 2026.
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Bermaz Auto Berhad, an investment holding company, distributes and retails of completely built-up Mazda, Kia, XPeng, and Deepal vehicles in Malaysia and the Philippines.
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It is also involved in distribution and retailing of completely knocked-down mazda and kia vehicles; provision of after-sales services; and distribution and sale of spare parts through appointed dealers.
The company was formerly known as Berjaya Auto Berhad and changed its name to Bermaz Auto Berhad in October 2016. Bermaz Auto Berhad was incorporated in 2010 and is based in Shah Alam, Malaysia.
Stock analysis
Bermaz Auto Bhd (5248) currently trades at 0.8400 MYR, while our model-based Fair Value estimate is 1.86 MYR, implying the stock looks roughly 55% undervalued today.
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Valuation
Bull case: the Multiples group reads highest at a median of 2.24 MYR per share, and 19 of the 26 models we run sit above the 0.8400 MYR price.
Bear case: the Dividend Discount group reads lowest at 0.5200 MYR, and 7 of the 26 models stay below the price. Data coverage for this calculation is low.
Scenario range: 1.30 MYR (bear) to 2.42 MYR (bull), the price of 0.8400 MYR sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 72/100 (solid quality), in the Consumer Cyclical sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Bermaz Auto Bhd reported revenue of 2.3B MYR in FY2026 versus 2.3B MYR in FY2022, a compound −0.5%/yr. Reported net income was 105M MYR in FY2026, compounding −9.4%/yr from FY2022.
Key figures
Market cap 967M MYR (≈ $238M) Micro · P/E ratio 7.0 · P/S ratio 0.41 · EPS (TTM) 0.1200 MYR · Dividend yield 8.1% · Net margin 5.9% · Return on equity 20.2% · Return on assets (EBIT) 15.7% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 52 out of 100 (low confidence).
What moves the price
The share trades about 21% below its 52-week high and 70% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Consumer Cyclical peers we cover trades at −11% fair-value upside, at 121%, 5248 screens cheaper than that median.
Fair Value models
Bear1.30 MYRFair Value 1.86 MYRBull2.42 MYR
Price 0.8400 MYR · Upside +121.4%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2026 figures (about 6 months old). Earnings retained since then (0.0275 MYR per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.77/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+4.1%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+8.4%
Start year 2020 (pandemic). Over 10 years: +3.7% a year
Revenue growth 15 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+15.9%
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What shareholders gained per year (last 5 years), in MYR ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in MYR: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+3.5%
Earnings growth per share plus dividend.
Earnings per share, growth per year−4.6%
Dividend (yield on the price)8.1%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.−4.6% vs −6.1%, steady
Profit margin 2021 to 2026 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.8% → 9%
Pace: the 5-year rate starts in 2021 (pandemic)
Growth Forecast
Little optimism in the price
The price assumes less growth than the company has delivered so far and less than analysts expect.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
−7.8%
The company could shrink this much every year for the next five years and today's price would still be justified.
What forecasts expect ⓘAnalysts publish sales forecasts for the next two fiscal years. For the years after that, growth slows evenly to 2 % a year by year ten (2 % is the long-run rate our models use). Projected years are marked as such.
+6.0%
Yearly sales growth analysts expect, extended to five years.
After inflation (Malaysia: IMF forecast 2.0% a year to 2030, 1.8% from 2016 to 2025) that is about −9.6% a year for the price and +4.0% for the forecasts.
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Auto & Truck Dealerships · 85 stocks
Beats the industry median on 12/15 measures
Overall it ranks above its industry peers.
Valuation
Quality Score72 · Top 25%
Fair Value upside+121.4% · Top 25%
Profitability
Return on equity (12 months)20.2% · Top 25%
Return on assets6.3% · Top 25%
Net margin (12 months)5.9% · Top 25%
Operating margin (12 months)9.9% · Top 25%
Growth and dividend
Revenue growth (quarter YoY)12.6% · Above median
Dividend yield (12 months)8.1% · Top 25%
Balance sheet
Debt / equity0.19× · Below median
Valuation Multiplesvs Auto & Truck Dealerships median · lower = cheaper
P/E (12 months)7.0× · Cheapest 25%
P/B1.42× · Pricier than median
P/S (12 months)0.41× · Pricier than median
Price / free cash flow (fiscal year)6.7× · Cheaper than median
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Bermaz Auto Bhd Fair Value". https://www.fairvalue-calculator.com/stock/5248
Frequently asked questions
Is Bermaz Auto Bhd (5248) overvalued or undervalued?
As of Nov 6, 2026, our model estimates a fair value of 1.86 MYR versus a price of 0.8400 MYR, about +121% upside (undervalued).
What is the fair value of 5248?
Our model-based fair value for Bermaz Auto Bhd is 1.86 MYR (as of Nov 6, 2026), built from audited fundamentals. The current price: 0.8400 MYR.
What is the quality score of 5248?
Bermaz Auto Bhd has a Quality Score of 72/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Bermaz Auto Bhd (5248)?
Our model-based price target is the fair value of 1.86 MYR (as of Nov 6, 2026) from 26 valuation models. Cautious scenario 1.30 MYR, optimistic scenario 2.42 MYR. It is a calculation from audited fundamentals, not an analyst target.
What is the Bermaz Auto Bhd stock forecast for 2026?
Our models put fair value at 1.86 MYR, about +121% upside versus a price of 0.8400 MYR (undervalued). Cautious scenario 1.30 MYR, optimistic scenario 2.42 MYR. The calculation is refreshed regularly with new filings.
What is the revenue of Bermaz Auto Bhd (5248)?
Bermaz Auto Bhd reported trailing-twelve-month revenue of about 2.3B MYR (latest available figure, as of Nov 6, 2026).
Does Bermaz Auto Bhd pay a dividend?
Bermaz Auto Bhd currently shows a dividend yield of 8.10% relative to its recent price (as of Nov 6, 2026).
How much is the dividend of Bermaz Auto Bhd (5248) and when is the ex-dividend date?
Bermaz Auto Bhd pays a dividend of 0.068 MYR per share a year, a dividend yield of 8.1%. The last ex-dividend date was Oct 19, 2026. A dividend has been paid every year since at least 2014. The payout ratio is 56.7% of earnings. Free cash flow covers the dividend 1.88 times. Our assessment: Well covered. A low payout and the dividend is fully funded by free cash flow, a comfortable, sustainable dividend.
What growth is priced into Bermaz Auto Bhd (5248)?
For today's price to be fair in a discounted-cash-flow model, Bermaz Auto Bhd would have to grow free cash flow by -7.8 % per year for five years (discount rate 14.1 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew -0.1 % per year. As of Nov 6, 2026.
What discount rate (WACC) does the fair value of 5248 use?
Our models discount Bermaz Auto Bhd at 14.1 %: a base by market capitalisation (micro), country premium for Malaysia. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Bermaz Auto Bhd that is -7.8 % per year for five years, then slowing evenly to 2 % by year ten, using the same discount rate (14.1 %) and the same formula as our fair value.
How much growth has Bermaz Auto Bhd (5248) delivered so far?
Over the past 5 years revenue at Bermaz Auto Bhd grew -0.1 % a year. The price currently implies free-cash-flow growth of -7.8 % per year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Bermaz Auto Bhd (5248) growing?
The median revenue growth in the sector is +4.7 % a year. That is the yardstick for the growth priced into Bermaz Auto Bhd (-7.8 % per year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Bermaz Auto Bhd (5248)?
The free-cash-flow yield on the price is 14.87 %: that much free cash flow Bermaz Auto Bhd produces per unit of market value. When it exceeds the discount rate of our models (14.1 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Bermaz Auto Bhd (5248)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Bermaz Auto Bhd it is 1.86 MYR per share (as of Nov 6, 2026), against a price of 0.8400 MYR. It is the blended result of 26 valuation models in 8 families (DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit, Growth Earnings).
Is Bermaz Auto Bhd stock overvalued or undervalued in 2026?
As of Nov 6, 2026, 5248 trades below its calculated fair value: price 0.8400 MYR, fair value 1.86 MYR, a gap of about +121% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 5248?
No. The price is what the market pays today (0.8400 MYR); the fair value is what the company's own numbers justify (1.86 MYR). For Bermaz Auto Bhd the two are 1.02 MYR per share apart. That gap is exactly why we show both numbers side by side.
How much is Bermaz Auto Bhd worth?
The market values Bermaz Auto Bhd at about 967M MYR (market capitalisation, as of Nov 6, 2026). Per share that is 0.8400 MYR; our models calculate a fair value of 1.86 MYR per share.
What do the bullish and bearish scenarios say about 5248?
Our models span a range for Bermaz Auto Bhd: cautious scenario 1.30 MYR, base 1.86 MYR, optimistic 2.42 MYR per share (as of Nov 6, 2026, price 0.8400 MYR). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of 5248?
Bermaz Auto Bhd trades at a price-to-earnings ratio of 7.0 (as of Nov 6, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 1.86 MYR is built from several models across several years. Median P/E at fiscal year-end, 10 fiscal years (2017 to 2026), reported earnings, FY2026 ex one-offs: 11.7. Other multiples: PEG 1.9, P/B 1.4, P/S 0.4, EV/EBITDA 4.0.
What is the PEG ratio of 5248?
The PEG ratio of Bermaz Auto Bhd is 1.89 (P/E divided by earnings growth, as of Nov 6, 2026). That is above 1, so the growth is already paid for in the price.
How solid is the balance sheet of Bermaz Auto Bhd (5248)?
Balance-sheet figures for Bermaz Auto Bhd (as of Nov 6, 2026): return on equity 20.2%, debt of 0.19 per unit of equity. They feed the Quality Score of 72/100, which measures business quality independently of the share price.
How far is 5248 from its 52-week high?
Bermaz Auto Bhd trades at 0.8400 MYR, about 21% below its 52-week high of 1.07 MYR and 70% above the low of 0.4927 MYR (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of 1.86 MYR is for.
Which stocks are comparable to Bermaz Auto Bhd?
From the same area (Consumer Cyclical) we also value Carvana Co, Penske Automotive Group, Hotai Motor Co, CarMax, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Bermaz Auto Bhd stock attractive at the current price?
The data as of Nov 6, 2026: price 0.8400 MYR, calculated fair value 1.86 MYR (+121%), Quality Score 72/100, from 26 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 5248 calculated?
We run Bermaz Auto Bhd through 26 models from 8 families: DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit, Growth Earnings. Every model gets the same audited fundamentals; the fair value of 1.86 MYR builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. Bermaz Auto Bhd currently trades 55% below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Bermaz Auto Bhd (5248)?
The closing price on Nov 6, 2026 was 0.8400 MYR. Our model-based fair value is 1.86 MYR, about +121% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Bermaz Auto Bhd right now?
The price is below even our cautious bear case (1.30 MYR). The market is more pessimistic than our downside scenario. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid quality (72/100) at a price below fair value, the discount is the argument here, not the business quality. A fairly wide model range (1.30 MYR to 2.42 MYR) leaves room in how you read the outcome.
Where does the earnings growth of Bermaz Auto Bhd (5248) come from?
Earnings per share at Bermaz Auto Bhd grew +1.4 % a year from 2015 to 2026. Broken into its drivers: revenue per share +5.1 %, EBIT margin −4.3 %, tax rate −0.1 %, residual (interest, one-offs) +0.9 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.
Key figures of Bermaz Auto Bhd
How large is the market capitalisation of Bermaz Auto Bhd (5248)?
The market capitalisation of Bermaz Auto Bhd is 967M MYR (≈ $238M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Bermaz Auto Bhd (5248)?
The price-to-sales ratio of Bermaz Auto Bhd is 0.41 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Bermaz Auto Bhd (5248)?
Earnings per share at Bermaz Auto Bhd are 0.1200 MYR (price ÷ EPS = P/E 7.0). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Bermaz Auto Bhd (5248)?
The dividend yield of Bermaz Auto Bhd is 8.1% (payout 56.7%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Bermaz Auto Bhd (5248)?
The net margin of Bermaz Auto Bhd is 5.9% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Bermaz Auto Bhd (5248)?
The return on equity (ROE) of Bermaz Auto Bhd is 20.2% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Bermaz Auto Bhd (5248)?
On an EBIT basis the return on assets of Bermaz Auto Bhd is 15.7% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Bermaz Auto Bhd (5248)?
The operating margin of Bermaz Auto Bhd is 9.9% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Bermaz Auto Bhd (5248)?
Revenue at Bermaz Auto Bhd is growing +12.6% versus a year earlier (3y avg −13.7%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Bermaz Auto Bhd (5248)?
Earnings per share at Bermaz Auto Bhd are growing +402% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net cash does Bermaz Auto Bhd (5248) hold?
Bermaz Auto Bhd holds more cash than debt, 151M MYR net (fiscal year 2026). The company holds more cash than debt, a safety cushion.
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Thin data
Nov 6, 2026